Malaysia My Second Home
MM2H Guide 2026 — Buy Property in KLCC & TRX
The MM2H programme gives qualified foreign nationals a 5-year renewable long-stay visa — no employment required, no capital gains tax, no additional buyer surcharges. It is the most investor-friendly long-stay pathway in Southeast Asia.
2025 Criteria
MM2H Eligibility Requirements
Requirements shown are for the revised MM2H programme. Criteria are subject to change — contact Ryan to verify current thresholds before applying.
Fixed Deposit
RM 1,000,000
Placed with a Malaysian bank upon conditional approval
Offshore Monthly Income
RM 40,000 / month
Pension, investment income, or employment income from outside Malaysia
Liquid Assets
RM 1,500,000
Demonstrated at time of application
Visa Validity
5 years
Renewable; multiple-entry social visit pass
Min. Property Price
RM 1,000,000
Standard foreign buyer threshold in Kuala Lumpur
Processing Time
3 – 6 months
For complete applications via MOTAC in 2024–2025
Why MM2H
Key Benefits for Property Investors
No Extra Stamp Duty
MM2H holders pay the same stamp duty as domestic buyers — unlike Singapore where foreigners face 60% Additional Buyer's Stamp Duty. On a RM 3,000,000 KLCC apartment, that difference can exceed SGD 300,000.
Zero Capital Gains Tax
Malaysia levies no CGT on residential property disposed of after five years of ownership. For MM2H investors holding KLCC or TRX property long-term, the effective tax on gains is zero.
Multiple-Entry Freedom
The MM2H social visit pass allows unlimited entries and exits. Holders are not required to spend a minimum number of days in Malaysia — making it compatible with globally mobile lifestyles.
Family Inclusion
Spouse and unmarried children under 21 can be included on the same MM2H pass. Parents may also be included under the Dependent Pass, making it a full household relocation pathway.
No Foreign Income Tax
Malaysia does not tax income derived from outside the country for non-residents. MM2H holders with offshore income streams — dividends, rental income, pensions — pay no Malaysian tax on those earnings.
One Car Import Permitted
MM2H holders may import one motor vehicle duty-free, or purchase one locally assembled vehicle at zero import duty — a significant saving on premium vehicles.
Buying Process
How to Buy Property in Malaysia as a Foreigner
The property purchase process is independent of MM2H approval — both can run in parallel. Ryan coordinates the timeline so your visa and property complete together.
01
Letter of Offer
Pay a 3% booking deposit. Your agent prepares the Letter of Offer or Booking Form to secure the unit.
02
Appoint Lawyer & Sign SPA
Appoint a Malaysian property lawyer. The Sale and Purchase Agreement (SPA) is finalised within 30 days of the Letter of Offer.
03
Pay 10% Down Payment
Pay a further 7% (total 10%) upon signing the SPA. Your lawyer holds the funds in escrow.
04
Foreign Consent & Stamping
Your lawyer handles SPA stamping, land office procedures, and obtains Foreign Consent from the state authority — typically around one month.
05
Settle the Balance
Pay the remaining 90% within 3 months of SPA execution. Late payments attract 8% per annum interest.
06
Key Handover
Keys are handed over and the property title is transferred into your name. Your Malaysian asset is now legally yours.
Where to Buy
KLCC or TRX for Your MM2H Address?
KLCC
Established Prestige
KLCC offers the Petronas Twin Towers, Suria KLCC, and KLCC Park on your doorstep — an address with immediate global recognition and an established expatriate community. Proven resale liquidity and the deepest pool of comparable properties make it the natural default for MM2H applicants who prioritise a turnkey luxury lifestyle.
Browse KLCC Listings →TRX
New Cycle Upside
TRX is purpose-built — cleaner, newer, and still early in its pricing cycle. Exchange 106 (Malaysia's tallest tower), The Exchange TRX Mall, and a 10-acre City Park are all walkable. For MM2H applicants who want to be at the leading edge of KL's urban evolution with stronger capital growth potential, TRX is the strategic choice.
Browse TRX Listings →Common Questions
MM2H FAQs
Can I work in Malaysia on an MM2H visa?
MM2H holders may not engage in local employment. However, they may operate an overseas business remotely, receive foreign-sourced income, and make local investments including property.
Do I need to live in Malaysia full-time?
No minimum stay requirement is imposed on MM2H holders. The visa is a multiple-entry pass — you can enter and exit freely without jeopardising your status.
Can I rent out my KLCC or TRX property?
Yes. Foreign owners — including MM2H holders — may legally lease their property to tenants and repatriate rental proceeds without restriction.
What happens to my fixed deposit after approval?
Once full approval is granted and your pass is issued, you may withdraw up to 50% of the RM 1,000,000 fixed deposit for approved expenses such as property purchase, children's education, or medical costs in Malaysia.
How long does the full process take?
Allow 3–6 months for MM2H approval (complete applications), plus 3–6 months for property legal completion. Simultaneous processing is possible — contact Ryan to coordinate the timeline.
Do I need a licensed MM2H agent?
It is strongly recommended. Applications from countries requiring additional background verification benefit significantly from licensed agent support. Zeon Group's advisory division provides MM2H application assistance alongside property acquisition.
Get started
Interested in MM2H & a KLCC or TRX Property?
Ryan coordinates MM2H applications alongside property acquisition — so your visa and your keys arrive on the same timeline.